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WSUPG Bariatrics does not offer financing directly, rather we can direct you to several companies and banks that provide financing for surgical procedures.  Financing for the Gastric Band is readily available for most of our patients.  We recommend that our patients first try to obtain financing through Care CreditCare Credit is a company that focuses on health care loans and offers the best financing plan available.  Care Credit accepts greater than 50% of its applicants for the Lap Band procedure and offers an interest rate of 13.9%, regardless of your credit rating.  Care Credit will also give you an answer within 20 minutes of your online application.  You can either apply online directly, or Contact Us and we will help you file your application.

You can also contact Care Credit by phone at (800) 677-0718. 

A summary of the monthly cost of having your Gastric Band procedure performed by WSUPG Bariatrics is listed below. If contacting Care Credit, have the list of codes available.

Extended Payment Plans
24 months
(2 years)
36 months
(3 years)
48 months
(4 years)
60 months
(5 years)
84 months
(7 years)
Code: 624 Code: 636 Code: 648 Code: 660 Code: 684
Fixed 13.9% 
Fixed 13.9% 
Fixed 13.9%
Fixed 13.9%
Fixed 13.9%
*Estimated Payment for financing $10,700 at 13.9% interest
There is a 3% one-time transaction fee ($321 if financing the full amount)

The primary determinant of your eligibility is your credit score and the interest rate offered to you is largely determined by this number.  Please make sure to include the codes listed in the table above in your application - this will ensure that you obtain the lowest possible interest rate and have the highest likelihood of being approved.

The financing companies often list our surgeons under "Great Lakes Weight Loss," or our previous name,  "Michigan Obesity Surgery Specialists" and occasionally "University Physicians Group (UPG)". 

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